Risk is everywhere. It is in the known and the unknown. It is in the shadows of the secondary relationships, in the details of scope, and in the fine print of the contract. Insurance is not simply purchased. It is tracked down by experienced, knowledgeable, and passionate hunters. And, bonds are far more than financial instruments. They are foundations for growth in our communities, built on integrity, character, and shared commitment to mutual success. It is with this in mind that we build relationships, lead client growth, and fulfill our promise to be a partner in risk

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