Cyber Risks & Liabilities

Email Security Best Practices Since organizations rely heavily on email to communicate and conduct business operations, cybercriminals commonly target email as an entry point to access networks and breach valuable business data. In fact, 94% of malware is delivered by […]

The 10 Most Common FMCSA Driver Violations During the 2022 Fiscal Year

The Federal Motor Carrier Safety Administration (FMCSA) roadside inspections are examinations of commercial motor vehicles (CMVs) and/or drivers conducted by Motor Carrier Safety Assistance Program (MCSAP) inspectors. MCSAP inspectors conduct roadside inspections on CMVs and drivers to check that they […]

Loss Control Tips – Excavation Contractors

Excavation Contractors The primary business of excavation contractors in the construction industry is land preparation. Their work often involves operating heavy machinery to dig, move and grade the earth for various construction projects. Such practices include digging the foundation to […]

2022 Midyear Market Outlook: D&O Insurance

Although the last few years have seen double-digit rate increases and lowered capacity within the directors and officers liability (D&O) insurance segment, market conditions have shifted in recent months. In particular, rate increases have moderated—especially for publicly traded companies. According […]

2022 Midyear Market Outlook: Cyber Insurance

The past year has seen a rapidly hardening cyber insurance market as cyberattacks have surged in both cost and frequency. This increase in attacks has, in turn, resulted in a rise in cyber insurance claims and subsequent underwriting losses. Amid […]

2022 Midyear Market Outlook: Commercial Property Insurance

The commercial property insurance market has hardened in recent years, with consistent rate increases since the third quarter of 2017. These rate increases were evident in the beginning of 2022, with first-quarter rates rising by an average of 7.6%, according […]

Factors Driving a Hard Insurance Market and How to Respond

While many insurance buyers have enjoyed a soft market for years, the market is hardening. As a result, business leaders now face tough choices regarding their insurance, making it all the more important for them to understand what to expect in a hardening market and how to respond effectively.